Understanding FICO® Scoring (2024)

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by gdale6 on ‎09-18-202012:41 PM Latest post on ‎09-16-202005:24 PM by UncleB

111 Replies 17443 Views

111 Replies

17443 Views

The many flavors of FICO:__Editions, versions, and...

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by jello77 on ‎06-27-202009:03 PM Latest post on ‎06-27-202012:46 PM by Anonymous

165 Replies 302677 Views

165 Replies

302677 Views

Frequently Requested Threads

by Tuscani on ‎06-14-202106:29 PM

0 Replies 113436 Views

0 Replies

113436 Views

About this board...

by Barry on ‎01-13-200912:26 PM

0 Replies 52846 Views

0 Replies

52846 Views

Why 60 points difference.

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by MeCasa on ‎06-20-202401:20 PM Latest post on ‎06-21-202407:29 PM by Horseshoez

12 Replies 314 Views

12 Replies

314 Views

Does the remaining loan balance play factor in sco...

by Gregory1776 on ‎06-20-202411:57 AM Latest post on ‎06-20-202406:21 PM by Thomas_Thumb

3 Replies 131 Views

3 Replies

131 Views

Third party info for my EQ report is incorrect (in...

by masscredit on ‎06-20-202411:58 AM Latest post on ‎06-20-202405:37 PM by FicoMike0

3 Replies 130 Views

3 Replies

130 Views

Closed my CFA Loan that had a $28 balance and my s...

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by AzCreditGuy on ‎08-09-202105:56 PM Latest post on ‎06-20-202412:03 PM by Gregory1776

19 Replies 1368 Views

19 Replies

1368 Views

by Understanding FICO® Scoring (10)Pppoolboy on ‎06-17-202410:32 PM Latest post on ‎06-19-202405:40 PM by FicoMike0

5 Replies 249 Views

5 Replies

249 Views

ECOA Compliance for FICO scoring

by Understanding FICO® Scoring (12)Pppoolboy on ‎06-18-202402:09 PM Latest post on ‎06-19-202405:37 PM by FicoMike0

9 Replies 363 Views

9 Replies

363 Views

All zero penalty 22 points

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by SouthJamaica on ‎04-19-202407:38 AM Latest post on ‎06-18-202411:34 AM by GZG

24 Replies 827 Views

24 Replies

827 Views

Re: Vantage 3.0 Model help needed

by GZG on ‎06-08-202410:25 AM Latest post on ‎06-18-202408:07 AM by Understanding FICO® Scoring (15)Pppoolboy

2 Replies 273 Views

2 Replies

273 Views

Impact to FICO scores due to full account balance(...

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by Bonaccan on ‎06-17-202411:42 AM Latest post on ‎06-18-202407:13 AM by FicoMike0

10 Replies 296 Views

10 Replies

296 Views

MyFICO showing an error

by Understanding FICO® Scoring (18)Iryseup on ‎06-17-202407:13 AM Latest post on ‎06-17-202411:13 AM by SouthJamaica

2 Replies 167 Views

2 Replies

167 Views

Question about scoring on mature, thin profile

by Aeon on ‎06-08-202406:25 AM Latest post on ‎06-16-202402:13 PM by Thomas_Thumb

7 Replies 393 Views

7 Replies

393 Views

-4pts EQ8 for 4/6 revolving AWB?

by Zoostation1 on ‎06-13-202409:28 PM Latest post on ‎06-15-202403:28 PM by SouthJamaica

4 Replies 235 Views

4 Replies

235 Views

Utilization rates that matter?

by Gregory1776 on ‎06-14-202406:23 PM Latest post on ‎06-14-202407:31 PM by SouthJamaica

2 Replies 225 Views

2 Replies

225 Views

Question about FICO score ranges that go up to 900

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by CH-7-Mission-Accomplished on ‎05-04-202308:11 AM Latest post on ‎06-13-202409:57 PM by Thomas_Thumb

13 Replies 2478 Views

13 Replies

2478 Views

Inquiries drop from 4 to 3 --> EX FICO 8 +7

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by SouthJamaica on ‎04-24-202402:50 PM Latest post on ‎06-12-202409:10 AM by keekers

22 Replies 811 Views

22 Replies

811 Views

Consumer Finance Accounts

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by MissLiz on ‎06-06-202407:39 AM Latest post on ‎06-11-202407:15 AM by md_rebuild

22 Replies 553 Views

22 Replies

553 Views

Mortgage FICO scores versus FICO 8

by worthben on ‎06-07-202406:53 AM Latest post on ‎06-08-202403:53 PM by babbles

5 Replies 433 Views

5 Replies

433 Views

PenFed SSL (Shared Secured loan)

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by SlimShady66 on ‎01-06-202401:08 PM Latest post on ‎06-08-202402:14 PM by SlimShady66

41 Replies 1388 Views

41 Replies

1388 Views

just dont use your credit cards at all?

by hoang817 on ‎06-06-202412:56 PM Latest post on ‎06-08-202410:49 AM by CreditPoor

6 Replies 502 Views

6 Replies

502 Views

Util and AAoA trumps my last derogs falling off

by TheKid2 on ‎06-02-202410:41 AM Latest post on ‎06-07-202409:56 AM by TheKid2

2 Replies 277 Views

2 Replies

277 Views

My score went up 2 to 4 pts when I added debt....

by AzCreditGuy on ‎06-02-202408:15 AM Latest post on ‎06-05-202401:38 PM by Thomas_Thumb

3 Replies 375 Views

3 Replies

375 Views

Bureau Scores vs MyFico vs Vantage

by jmonye21 on ‎06-04-202409:48 AM Latest post on ‎06-05-202411:21 AM by jmonye21

7 Replies 421 Views

7 Replies

421 Views

DCU FCU Fico Score

by CreditUp26 on ‎06-04-202403:16 PM Latest post on ‎06-04-202403:18 PM by GZG

1 Reply 216 Views

1 Reply

216 Views

Sudden unexplained drop in Fico 5/4/2

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by Understanding FICO® Scoring (33)nothing02 on ‎12-05-202309:52 AM Latest post on ‎06-04-202409:42 AM by Understanding FICO® Scoring (34)jocko61

14 Replies 1057 Views

14 Replies

1057 Views

what happened to myfico fico 9 auto score?

by Understanding FICO® Scoring (36)mildogz on ‎04-01-202407:47 PM Latest post on ‎06-04-202407:21 AM by MissLiz

5 Replies 662 Views

5 Replies

662 Views

Improving FICO 2, 4, 5 over the next 6-8 months

by merjr23 on ‎06-03-202412:55 PM Latest post on ‎06-03-202403:27 PM by markbeiser

3 Replies 293 Views

3 Replies

293 Views

In the Garden for 4 years 8mths now Approved for S...

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by AzCreditGuy on ‎05-09-202404:33 PM Latest post on ‎06-03-202409:46 AM by AzCreditGuy

12 Replies 723 Views

12 Replies

723 Views

Effect of paying off only installment loan

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by Junejer on ‎05-07-202407:28 PM Latest post on ‎06-03-202404:45 AM by Horseshoez

25 Replies 807 Views

25 Replies

807 Views

My Credit Score dropped 5 pts... Why?

by Understanding FICO® Scoring (41)KJones7440 on ‎05-29-202403:05 PM Latest post on ‎05-29-202410:40 PM by Patient957

9 Replies 840 Views

9 Replies

840 Views

ITS TRUE, LEAVE A SMALL BALANCE! plus another ques...

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by Apexcrest123 on ‎05-23-202406:42 PM Latest post on ‎05-24-202408:24 PM by Apexcrest123

17 Replies 696 Views

17 Replies

696 Views

Understanding FICO® Scoring (2024)

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